The Purpose of Food and Beverage Cost Control

THE PURPOSE OF FOOD AND BEVERAGE COST CONTROL 1. The chief motivation behind food and drink arranging and control frameworks is †¢ to maintain a strategic distance from exorbitant expenses by lessening waste and different types of misfortune to a base, without giving up the quality or amount of the food which goes to the client. 2. A compelling control technique will fill different needs too: †¢ help in creating well known menus †¢ help in improving the nature of the item †¢ help in estimating for benefit The Flow of Costs Through the Various Food and Beverage Activities 1. Essential Operating exercises †¢ Purchasing †¢ Receiving †¢ Storing †¢ Issuing †¢ Pre-planning (butchering, vegetable cleaning and so forth ) †¢ Portioning †¢ Preparation (cooking, heating, serving of mixed greens and sandwich making, and so forth. ) †¢ Service †¢ Accounting and deals Study Highlights1 ? Food and Beverage costs in most of café activities speak to the biggest single consumption of the income. ? Food and refreshment costs are impacted by the way the different exercises, for example, buying, getting, putting away, giving, pre-planning, arrangement and bookkeeping are performed. Food and drink control methodology should fill in as compelling â€Å"tools of management† to help in the control of expenses. They ought to be structured so that the best distribution of time is made to the arranging, contrasting and restorative activity periods of control, with the accentuation on arranging. ? F&B control frameworks must be viably utilized by the board before they can be an important guide in the control of expenses. ? F&B control frameworks are bolstered by different kinds of â€Å"standards: built up by the board e. g. , standard buy particulars, standard segment sizes, standard plans, and so forth. F&B control frameworks ought to be straightforward and adaptable. ? The board is answerable for cost control, and should utilize each device and method available to its so as to keep costs in accordance with what they ought to be. ? In enormous, complex F&B tasks, the board is given cost control help with the type of staff pros, for example, a food and drink control office. ? In little F&B tasks, the administrator and his working staff should alone keep up the vital arranging and control strategies as a feature of their everyday duties. Four Basic Operating Procedures: 1. Food Purchasing, Receiving, Storing and Issuing The essential target of every one of the fundamental working methodology ought to be remembered during this examination †¢ Purchasing: to get the best nature of product dependent on set up details, at the most ideal cost. †¢ Receiving: to acquire the quality and amount of product requested and at the provided cost estimate. †¢ Storing: to keep up satisfactory supplies of product close by, and to maintain a strategic distance from misfortune through robbery or deterioration. †¢ Issuing: to safeguard appropriate approval for the product to be discharged and to appropriately represent each day’s issue. . Standard Purchase Specification †¢ A buy detail is a succinct depiction of the quality, size, and weight or tally factors wanted for a specific thing †¢ Management sets up standard buy determinations dependent on an intensive investigation of the menu needs and their promoting and estimating arrangement s †¢ The buying specialist, the purveyors of the organization, and the company’s getting representative should each have a lot of the set up particulars †¢ ? Buying 1. There are 3 essential imperatives for compelling buying; a. a certified and genuine buyer; . a sound arrangement of standard buy determinations c. powerful purchasing techniques and methodology. 2. Standard buy determinations are succinct portrayals of the quality, size, and weight or tally factors wanted for a specific thing. 3. Duplicates of the buy determinations ought to be in the hands of; a. the buying specialist, b. the company’s purveyors c. the company’s accepting assistant. 4. Steady development and assessment strategies are fundamental so as to safeguard the nonstop adherence to set up approaches and techniques. ? Getting 1. The work force answerable for accepting should know all parts of the product they are called upon to assess and get. 2. Food product ought to be checked from the perspective of value, amount, determination, and cost. 3. All product acknowledged ought to be upheld by a receipt, and the subtleties of the receipt summed up on a day by day getting sheet. 4. Steady development and assessment checks are important to protect legitimate execution of the accepting systems. 1. Meaning of Terms †¢ 1. Cost of Food Consumed †¢ 2. Cost of Food Sold †¢ 3. Month-end Actual Cost of Food Consumed †¢ 4. Day by day Actual Food Cost 5. Standard Food Cost 2. Fundamental Formula for Calculating Actual Food Costs †¢ Opening stock + buys = cost of product accessible †¢ Merchandise accessible †shutting stock = cost of food expended †¢ Food devoured + or †charges or credits = cost of food sold †¢ The Closing Inventory of the ‘Current ‘ month turns i nto the initial stock of the next month. Care and exactness ought to be the standard in deciding stock worth [pic] Paper arranged by Murage Macharia Lecturer, Mombasa Technical Training Institute P. O. BOX 81220 Mombasa 80100 Mobile: +254 726 604 340 +254 750 604340

The Use of Imagery in Goldsworthys Novel Maestro :: Literary Techniques, Literary Device

what is symbolism?, Imagery is the utilization of striking portrayal, typically wealthy in tactile words, to make pictures, or pictures, to animate your memory. These recollections can be certain or negative which writers use to associate and draw in a peruser by depicting the five sense’s, hearing, taste, contact, smell and sight. By utilizing symbolism a writer can draw the peruser inside a book making him/her vibe associated with the character, spot, thing or occasion and to attempt to cause the peruser to feel or see what the writer needs the peruser to see. This is accomplished in the novel maestro, composed by Goldsworthy. The short novel, is isolated into seven areas which discusses Paul Crabbe improvement as an individual and as a performer. Each area likewise unfurls additional data about the life and vocation of Edward Keller. Edward Keller is a Viennese musician who shows Paul which is his understudy. It is composed from a diary inconsistently kept by Paul in his ch ildhood however altered by him as a baffled grown-up, after Keller's passing. The primary fundamental picture delineated by Goldsworthy is when Paul initially meets Keller and a moment impression is picked up. leaving the responder with an away from of Keller that is recalled all through the novel. Keller is from an European better than average battling to fit into the town which contrasts him from Paul , these distinctions are reminded to the peruser all through the book . It is a direct result of these distinctions of this cliché European that gives Paul and the peruser such a solid picture of Keller which is kept in both the peruser and Paul’s mind. This fluctuation is given to the peruser when Goldsworthy tells the peruser of Paul’s initial introduction of Keller: a lushes . brilliant shine. The hollowed sun-coarsened skin-a modest, demolished calfskin. Also, the eyes: an old keeps an eye on wobbling jellies(3). This can be identified with the film The Wogboy, (coordinated by Aleksi Vellius), which gives incredible understanding into other's view of the cliché personas in the present society. The â€Å"wogboy† can be identified with Goldsworthy’s epic, two of the fundamental characters are from two unique foundations the ladies being from Australia and the man from European who lives like a normal wog in an Australian city.

Coping With Pseudodysphagia

Coping With Pseudodysphagia Phobias Types Print Coping With Pseudodysphagia By Lisa Fritscher Lisa Fritscher is a freelance writer and editor with a deep interest in phobias and other mental health topics. Learn about our editorial policy Lisa Fritscher Medically reviewed by Medically reviewed by Steven Gans, MD on June 19, 2015 Steven Gans, MD is board-certified in psychiatry and is an active supervisor, teacher, and mentor at Massachusetts General Hospital. Learn about our Medical Review Board Steven Gans, MD Updated on January 20, 2020 Science Photo Library/Getty Images More in Phobias Types Causes Symptoms and Diagnosis Treatment Pseudodysphagia, or the fear of choking, is sometimes confused with phagophobia, or the fear of swallowing. Although both conditions involve the act of swallowing, the difference is in the precise nature of the fear. Those with phagophobia are afraid of the swallowing process, while those with pseudodysphagia worry that swallowing might lead to choking. Some medical conditions also cause difficulty with swallowing and eating, so before self-diagnosing with a fear of choking, it is important to rule out physiological causes like certain neurological issues and conditions of the esophagus.?? Pseudodysphagia and Eating People with pseudodysphagia often have difficulty eating solid foods. Anxiety and tension cause throat muscles to constrict, which (somewhat ironically) further increases the chance of choking.?? Many people find that excessive chewing and swallowing each bite with a large sip of liquid can help to ease their symptoms. Those with a more severe fear, however, may need to resort to shakes, baby food, and purees, or even subsist on a liquid diet. In the era of food processors and high powered blenders, its not impossible to maintain optimal health on a liquid diet, but over time, those who are less knowledgeable about the various facets of nutrition may experience malnutrition. For this and many other reasons, its very important to treat pseudodysphagia as soon as possible. Pseudodysphagia and the Dentist Many people who do not otherwise suffer from pseudodysphagia are afraid of choking during or after a dental procedure. Those who have a more generalized fear of choking may find it difficult or impossible to visit the dentist at all. These fears often contribute to a more generalized fear of dentists.?? Common dental choking fears include choking on saliva, choking on dental instruments, and choking on gauze. Some people are afraid that they will be unable to breathe or swallow while their mouths are numb. Many people find that their fears worsen when the chair is tipped all the way back. If you are concerned about choking at the dentists office, discuss your concerns with him or her in advance. Dentists are used to dealing with people with all sorts of fears, and most have action plans ready to go. In addition, set up a system for communicating your needs to the dentist during your procedure, such as raising your left hand to request suction. While dental procedures are never fun, honesty and open communication make the experience a bit easier for everyone. Treatment Phobias are defined as irrational fears. Avoiding grapes for fear of choking on them is not entirely irrational, and if simply avoiding some foods is all thats needed to keep your pseudodysphagia at bay, then theres probably no need for therapy. But if your phobia is significantly interfering with your day-to-day life, relationships, and profession, or causing distress, make plans to see a mental health professional. With a bit of hard work, there is no reason for the fear of choking to take over your life.

The Post War Era Of Reconstruction - 1313 Words

The post war economy left many nations across the world severely affected. The economies of Europe, Asia, and the Middle East demanded new materials as the post war era of reconstruction began to shape modern economic thought. This lead to a rapid embrace of Keynesian, or centrally planned economic theories, to encourage the recovery of nations devastated, as well as the growth of nations that were not at that point considered amongst the â€Å"developed world†. This radical notion of central planning resulted in many nations expanding the traditional role of government in the context of the economy. This shift in dynamic and approach to economic thought was felt especially in the fledgling Latin American economies. Out of this thinking, a radical approach to increase the self sufficiency of these Latin American countries was embarked upon. The concept of Import Substitution Industrialization was pioneered to assist the Latin American countries into formulating an economy that can compete and build a better society for the citizens of their countries. The economic concept revolves around the idea of enhancing the local production of a nation, and to eventually have the nation begin to rely less on imported goods from other nations(1). This internal market enhances the production and growth of a nation’s local economy, giving jobs and sustainability to that nation while increasing the nation’s dependence upon itself rather than a foreign power. Through emphasizing industrialShow MoreRelatedCongressional Era Of Reconstruction During Post Civil War Reconstruction2634 Words   |  11 Pagesâ€Å"Failure is simply an opportunity to begin again, this time more intelligently.† —Henry Ford. This was the Southern optimist’s view of what the results of post Civil War Reconstruction could be. Unfortunately, once the Congressional era of Reconstruction began, this view was squandered under federal punishment of the South. This policy led to strained relations between Congress and the ex-Confederate states. The difference of opinion was over how harshly the South should be punished for leaving theRead MoreEssay about Reconstruction in the Post-Civil War Era663 Words   |  3 PagesAfter the Civil War, the South lay in ruins. Streets were lined with the lifeless bodies of Confederate soldiers whilst the buildings smoldered right down to their foundations. In an effort to restore the South to its former charm, the U.S. government plunged the country into what is now called the Reconstruction Era. President Lincoln’s approach towards reconstruction, known as the 10% Plan, was rivaled by the collaborative effort of Henry Davis and Benjamin Wad e; known as the Wade-Davis Bill. BothRead MoreHow Did The Radical Republican s Rise For The Failure Of The Post Civil War Reconstruction?1619 Words   |  7 Pagesfailure of the post-civil war reconstruction? The time between 1863, when Lincoln passed the ten percent act, until the year 1877, when reconstruction was officially ended, will be evaluated with information provided by the sources. The investigation will specifically look to how the Lincoln assassination allowed for the rise in the Radical Republican Party from 1866 to 1868 and the party’s effect on reconstruction acts leading to the failure of the post-civil war reconstruction era. 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Task 2: Triumphs and Failures of the Reconstruction Era Reconstruction is the term used to refer to the period between 1862 and 1877, during which America attempted to bring sanity from the terrific socio-political and economic changes created by the breakaway calls and Civil War. Given the complexity of the post-Civil War issues it is understandable that the period is shrouded in controversy. While some historians typify the periodRead MoreThe Jim-Crow Era: An Omitted Era in American History1524 Words   |  7 Pageslooking to the past is common, to learn from our mistakes but some undeniable issues of the past repeat and are omitted from our society because of their unpleasant nature, a great example of this is the Jim-Crow Era. In this paper, I will be discussing the main events of the Jim-Crow era, its initiation, the new style of slavery in the south, and the way it re-shaped the lives of African Americans all across the country, its re-enforcement in the beginning of the twentieth century, its major supportersRead MoreReconstructio n : The Misadventures Of Post Civil War1116 Words   |  5 PagesProf. Van Natter Reconstruction (The Misadventures of Post-Civil War America) America: â€Å"The land of the free, and the home of the brave† (Key 7-8). When our forefathers overcame the colonial reign of the British Empire, they formed the United States of America based on the premise of enlightened ideals promoting life, ownership of land, and liberty. But after the revolution, the country’s problems were far from solved. The country’s post-revolution issues sparked a Civil War, which was followedRead MoreThe Reconstruction Era And The Jim Crow Era1525 Words   |  7 PagesThe Reconstruction Era and The Jim Crow Era were both times of Rapid growth in the United States that were characterized by changes not only on the intrapersonal level, but also on the cultural and legislative level. The Reconstruction Era occurred directly after the civil war and spanned twelve years from 1865 to 1877 , while the Jim Crow Era occurred from 1877 to 1954. Some of the common themes of these eras were race relations and tension between northern sta tes and southern states. The firstRead MoreTime Line 21050 Words   |  5 Pagesis what eventually lead to the civil war (Britannica, n.d.).. | 4) The causes and consequences of the Civil War. | 1861- 1865 | There still is uncertainty about what the exact cause was of the civil war but it is to be believed that slavery and economic disruption caused by the anti-slave Northern States that caused it. The civil war was a war where the most American troops were killed. It also ended slavery. | 5) The phases of the Reconstruction Era and its legacy to U.S. history. | 1863Read MoreImpact Of Reconstruction779 Words   |  4 Pages The Impacts of the Reconstruction: Continuity and Change Overcoming human prejudice is one of the most difficult challenges any society has faced throughout human history, and will continue to face in the future. During the post-Civil War time period, Radical Republicans and other societal activists made significant efforts in the realm of civil rights. Throughout the time period, three new constitutional amendments were created, education was expanded, and the black population was able to participate

The Difference Between Animals and Humans Essay - 1485 Words

Animal rights are an important topic to discuss and review. The trouble is the vast diversity of how people see humans and animals and how they are different and yet the same. Animals are in every aspect of our lives in how they are utilized to make our lives easier, to sustain us, or as a pet. Unfortunately, the line of animals and humans blurs as the widely known belief that we are a derivation of an animal and we should treat them as we would ourselves. This viewpoint, however, can be taken to an extreme as we see pets that can be pampered quite a bit. Relating back to the four authors in our text, there is considerable controversy on how animals should be treated. While some interesting positions arise with the various authors, to†¦show more content†¦One view that is taken upon animals is that they cannot feel anything, so therefore, it does not hurt the animal but more the owner—in the view of pets. (E, p. 533) He explains that the owner of the pet feels more pa in about the injured pet then that of the animals injury, and continues to explain that this viewpoint is irrelevant because pain is where it is felt, physiologically. The only reason that the belief is held is because the owner of the pet has a moral obligation to ensure the pets safety, and that the owner can actually do something about it—this is the subconscious view of the owner. He then tries to give some points on how animals should be treated. He argues that there is this â€Å"cruelty-kindness view† in that he states â€Å"†¦we have a direct duty to be kind to animals and a direct duty not to be cruel to them.† (E, p. 536) This view seems to have a valid argument but his argument begins to fail as he blurs the lines of human and animal interests during his argument to support this. However, Peter Singer has some level of agreement but takes a different stance. Peter Singer’s argues that we should take a utilitarian viewpoint on how people should treat animals. He sees that animals can, in some cases, be smarter than humans and should therefore have some rights in how the animals should be treated. His argument holds this general viewpoint, â€Å"..we [should] extend to other species the basicShow MoreRelatedThe Difference Between Human Language And Animal Language Essay1123 Words   |  5 PagesResearch Paper of â€Å"Animal Communication† If you have a pet like dog, you will think it knows us. They know our expressions and they always can give us a comfort when we are in terrible situation. I think a lot of people often think about do animals know humans’ language? I want to discuss about Do animals have ability to learn language and what is the difference between human language and animal language. Animal might not be able to speak a real language, but they can use certain way to communicateRead More The Moral Difference between Animals and Humans Essay2783 Words   |  12 PagesThe Moral Difference between Animals and Humans A moral issue is generally considered to be one which arises from the need to take another persons interests into consideration. However, by saying another persons interests this seems to rule out the interests of animals from the moral debate. Although many people do value animals, there are still others who consider animals as no more than a source of food. It could be argued that our primary moral obligations towards those people who valueRead MoreAnimals : Humans And Animals1724 Words   |  7 PagesAnimals play an important yet unique role in human culture. We use animals for our own benefit, and sometimes forget that they are also living things. Humans have established themselves as the greater species, therefore placing animals below them, causing us to lose sight of the fact that animals play a vital role in our society. We take advantage of animals and think nothing of it. Understanding this relationship between humans and animals comes from understanding the differences be tween humansRead MoreDo Androids Dream Of Electric Sheep?1116 Words   |  5 PagesSheep?† discusses the relationship between androids in Philip K. Dick’s novel Do Androids Dream of Electric Sheep? and animals in reality. In the novel, humanity has had to flee to Mars in order to escape the dust that is plaguing the Earth. On Mars, androids are used as a readily available labor source. Vint compares the relationship of humans and androids in the novel to that of humans and animals in the real world by saying Descartes’s sense that animals are simply machines responding as designedRead MoreKant s Treatment Of Animals939 Words   |  4 PagesHumans and all other animals are alike in many ways, but due to some very distinct differences, humans and animals should have some of the same rights but realistically cannot be treated equal. Classifying these differences can be difficult, but the research and finding of Immanuel Kant helps us better understand the major differences. Kant makes the distinction between humans and what he calls â€Å"mere animals.† He believes we are animals, but not just merely animals and he is very clear to make theRead MoreExplain the distinction Jean Grimshaw makes between misogyny and philosophically significant ‘maleness’ of philosophical theories.999 Words   |  4 Pages1. Explain the distinction Jean Grimshaw makes between misogyny and philosophically significant ‘maleness’ of philosophical theories. Jean Grimshaw argues the idea that the discipline of Philosophy is gendered in some way by making a distinction between misogyny and philosophically significant ‘maleness ‘of philosophical theories. The ‘maleness’ of philosophy is characterised by the fact that most of the practitioners of philosophy have been and are still male. Grimshaw argues that this fact aloneRead MoreAgainst Animal Testing - Essay1399 Words   |  6 Pagesproduces results that are profitable to the human race or doesn’t †¦. The pain which it inflicts upon unconsenting animals is the basis of my enmity toward it, and it is to me sufficient justification of my enmity without looking further† – Mark Twain According to Alex Gordon’s 2005 book, Animal rights: The argument of animal testing, animal testing was first discovered in 1859 by Charles Darwin to help him understand the human body. Since then, animals have been subjected to millions of testRead MoreAristotle And Heidegger s Views On What A Human Or Beings Are862 Words   |  4 Pages Aristotle and Heidegger have conflicting views on what a human or beings are. Although, there are some similarities to each of their set of ideas. Aristotle has a clear hierarchical framework classifying the differences between humans, animals, and plants. Heidegger opposes this strict definitions by discussing this idea of â€Å"Dasein† which states of being there. Although, their approaches to this topic are different with the types of question one asks and how they theorize about what is a being.Read MoreThe Origin Of Speciesism By Peter Singer1025 Words   |  5 Pagesconsidered to be carrying a bias nature to the species to whi ch one belongs. [Lafollette, Hugh and Shanks, Niall (1996). The Origin of Speciesism] Singer draws parallels between specicism and racism through comparing the grounds on which whose interests and suffering takes precedence. Singer believes that discarding the moral status of animal concerns in their exploitation as they are not of our species and therefore insignificant, mimics that of the prejudice of white slave owners against discarding theRead MoreAnimal Rights Vs Peter Singer825 Words   |  4 Pagesreason? nor, can they talk? but can they suffer?† Vicki Hearne, animal trainer and author of What’s Wrong with Animal Rights, and Peter Singer, author of The Animal Liberation Movement, relate humans to other living beings. Although, both Hearne and Singer share some similarities towards animal rights their perspective towards animal suffering differ in definitions and qualities of suffering. Hearne and Singer link animal suffering to human connection with other livin g beings. Singer defines suffering

Jebel Ali Free Essays

Hatem Abou-Reeda JEBEL ALI RESEARCH Jebel Ali is a port town located 35 kilometers southwest of the city of Dubai in the United Arab Emirates. The village has a thriving expatriate community with over 300 residents. Port Jebel Ali was constructed in the late 1970s to supplement the facilities at Port Rashid. We will write a custom essay sample on Jebel Ali or any similar topic only for you Order Now The village of Jebel Ali was constructed for port workers. Covering over 134 square kilometers (52 sq mi), Port Jebel Ali is the biggest man-made harbor in the world and the biggest Middle East port. Port Jebel Ali covers over one million square meters of container yard. It also contains space for medium- and long-term general cargo storage, including seven Dutch barns with a total of almost 19 thousand square meters and 12 covered sheds covering with 90. 5 square meters. Port Jebel Ali also consists of 960 thousand square meters of open storage. Jebel Ali is home to over five thousand companies from 120 countries of the world . With 67 berths. Jebel Ali Port was ranked 7th in the world’s largest ports in 2007. Jebel Ali port is managed by state-owned Dubai Ports World. Jebel Ali Port have been ranked as 9th in Top Container Port Worldwide having handled 7. 62 million TEUs in 2005, which represents a 19% increase in throughput, over 2004. The expansion of Jebel Ali port commenced in 2001, which is the master plan of the port. The stage one was completed in 2007, which has increased the storage and handling capacity by 2. 2 million TEUs and a Quay length of 1,200m. The entire project includes 2. kilometers of new berths. The Palm Jebel Ali is an artificial archipelago in Dubai, United Arab Emirates which began construction in October 2002, was originally planned to be completed by mid 2008 and has been on hold since. The port of Jebel Ali has become the port most frequently visited by ships of the United States Navy outside the United States. USS Ronald Reagan In port Jebel Ali. Emma Maersk was the largest cargo ship ever built berthed in Jebel Ali. Jebel Ali Terminal 2. How to cite Jebel Ali, Essay examples

The Simpsons Up Close And Personal Essays - American Culture

The Simpsons: Up Close And Personal The Simpsons: Up Close and Personal By Meagan K. There is a fine line that exists in TV land that had never been crossed until The Simpsons graced the television sets of over one million Americans. This sitcom has become one of the most popular television programs in America. Is it because The Simpsons is a cartoon? My answer is yes! This show is able to sneak through the wormholes of TV land because it is a cartoon. People are overlooking the underlying issues conveyed through the characters because its only cartoons right? Wrong! The Simpsons is a satirical sitcom that makes fun of everyday issues that Americans in todays society are faced with. In a way this is a fabulous idea. Most television shows mask the reality of life, making every conflict easy to solve and finding love is as simple as snapping fingers. These notions that are fed into the minds of Americans are false and unfair. The goal of most TV shows is to create a fantasy world where we can forget all of the hassles of life by escaping into our television sets for an hour. The Simpsons does the exact opposite. The show is designed to get Americans to confront the issues of life and take them for all they can offer, while making a joke out of issues that most Americans become overly stressed about. In the episode I viewed in class, Homer decides to illegally install cable television into his home. Without acknowledging the fact that it is actually stealing he rationalizes that it is only fair, because the Cable Company has plenty of money. It is ironic that a nuclear power plant employs Homer because nuclear energy makes it possible to provide homes with cable television. Homer is actually stealing from his place of employment. His job is to monitor energy use, and document it precisely so Americans are billed correctly for their energy use. He is working to prevent exactly what he is doing wrong at home by stealing cable television. Many Americas could have been watching this episode on their cable televisions. For those Americans who are actually stealing cable television this episode will either consciously or unconsciously make those families think about what they are doing is wrong. This is an intelligent way of conveying an important message to people. This type of action is not acceptable behavior. This format is brilliant because it is actually funny but at the same time very serious. Americans can relate to this issue and respond in a more understanding way because this cartoon is more approachable when stealing is addressed in a humorous manner. Hopefully, this will cause people to think twice about what they are actually doing. Bart takes this whole idea of stealing the cable as an excellent opportunity to make a little cash by inviting his peers to view the pornography channel at a cost of fifty cents per head. At first, this appears to be hilarious because most people can relate to what Bart is doing. Yet it is not the fact that Bart was selling pornography. Homer freaked out over Bart providing sexual viewing in his home rather than realizing it is the cable that he is stealing which provides his son with this opportunity. I am sure this idea has crossed the minds of many young boys at some point in their lives. Did they ever stop to think that this was a moral issue? Probably not. The Simpsons make it possible to observe actions from a different angle, allowing us to think twice about the difference between moral and immoral. Bart eventually comes to realize that this display of behavior is not right, but only through the help of his sister, Lisa. Lisa Simpson is the most important character in The Simpsons. Her character makes it possible for the show to be satirical at all. Lisa is the black sheep of the family. She appears to be smarter than her parents. Lisa, unlike her family, is able to clearly and effortlessly distinguishes between right and wrong. Through her character immoral issues are addressed in an affective way. Lisa realizes that her family is participating in

The Prodigal Son Essays

The Prodigal Son Essays The Prodigal Son Essay The Prodigal Son Essay In only a couple of weeks we come to Great Lent, the period of fasting, prayer, and preparation before Christ rises from the dead. In order to prepare for this great event, there are a few skills that we as Orthodox Christians must keep in mind. One of these is forgiveness. Jesus’ message about forgiveness is clearly given to us in the bible through the parable of the Prodigal Son. In this story, two brothers are promised large inheritances from their father. However, while the older brother patiently waits for his inheritance, the younger brother asks for his share right away. He ends up wasting all of his money on material items, and not saving any for food or shelter. The younger son returns to his father’s house, not expecting a warms welcome. However, the father is thrilled to see him, and even prepares a banquet for him. The older brother is upset that the father welcomed the younger brother back, but the father tells him that he should be happy, because â€Å"his brother who was once lost had been found†. We as Orthodox Christians can learn a lot about forgiveness from the parable of the Prodigal Son. A lot of times many of us feel like the older brother in the story. When somebody hurts our feelings, or does something bad to us, we don’t really want to forgive them for what they did. However, God’s message is very clear. Even though the younger son hurt his father by taking all of his money and wasting it, the father forgave him. We need to follow this example as well. If we can’t forgive other people for what they have done to us, then how can we expect God to forgive us for all of the things that we have done against him? If we all keep this idea in mind, and remember God’s message to forgive others, we will be able to come into Great Lent with a clean spirit, and will be much more prepared for Christ’s resurrection.

When Do ACT Scores Come Out ACT Score Release Schedule

When Do ACT Scores Come Out ACT Score Release Schedule SAT / ACT Prep Online Guides and Tips You've taken the ACT and are now waiting for your scores. This can be a tense time, but knowing when exactly to expect your ACT results can help you plan ahead. When do ACT scores come out exactly? In this article, find out when your test scores will become available, how to get your ACT resultsas fast as possible, and what to do once you have them. Will your ACT scores be good enough? When your scores come out, it's critical for you to understand whether your scores are good enough. The ACT score that's good enough for you is unique to you, based on your goals. Download our free guide to figuring out your ACT target score. How Long Does It Generally Take to Get ACT Scores? ACT results normally start to come out online around 10 days after your test date. Because the ACT is always taken on a Saturday, your scores will usually come out on the second Tuesday after your test date. Occasionally, ACT scores might take longer than 10 days to come out.The official ACT website offers a range of possible score release dates for each test. Generally, the earliest possible release date is 10 days after the test date, and the latest possible release date is six to seven weeks after the test date. If you took theACT with Writing, your multiple-choice scores will become available online around the same time as everyone else's; however,your essay score will typically take an additional two weeks. In other words, your complete ACT scores will come out, at earliest, a little more than three weeks after your test date. When Exactly Do ACT Scores Come Out? ACT score release dates will vary depending on your test date. We created the tables below for you to see when you can expect your ACT results to become available. 2019-20 ACT Score Release Schedule ACT, Inc. has confirmed itstesting schedule for the 2019-20 testing year. This allows us to come up with estimatesfor future score release dates: ACT Test Date Multiple-Choice Scores Release Complete Scores (w/ Essay) Release Sept 14, 2019 Sept 24, 2019 Oct 8, 2019 Oct 26, 2019 Nov 5, 2019 Nov 19, 2019 Dec 14, 2019 Dec 24, 2019 Jan 7, 2020 Feb 8, 2020 Feb 18, 2020 Mar 3, 2020 Apr 4, 2020 Apr 14, 2020 Apr 28, 2020 June 13, 2020 June 23, 2020 July 7, 2020 July 18, 2020 July 28, 2020 Aug 11, 2020 Have a feeling you'll need to take the ACT again? Download our free guide to improving your ACT score by 4 points. Note that these are the earliest possible dates for your ACT scores to come out. Many students have their scores delayed by a few days as ACT, Inc. gets all the scores together. Don't be too alarmed if your test scores are delayed by a week or so. Beyond that point, though, it might be a good idea to call ACT, Inc. and ask about the status of your test. ACT Writing scores usually come out about two weeks after your multiple-choice scores are released. ACT, Inc. does a great job of getting its scores out as early as possible instead of waiting for all students to be ready before releasing them in a batch. What Time Do ACT Scores Come Out? ACT scores are released in batches and are usually posted once a day at around 12 am Central Time (10 pm Pacific Time, 11 pm Mountain Time, and 1 am Eastern Time). If your test scores don't show up after this time on a particular day, you'll have to wait a whole day and then check if they come out the next day. This information will hopefully help with your stress and keep you from compulsively checking for ACT scores throughout the day! When Are ACT Scores Available to Schools? After taking up to a week to process your score report request, ACT, Inc. will batch up your score report with others going to the same school. Colleges receive ACT score reports at least once every two weeks, but some schools get them more frequently. UVA has stated that it gets score reports electronically at least once a day- but gets scores even more frequently closer to application deadlines. If you put down a school as one to receive one of your four free score reports, that school might even be able to see your ACT scores before you candepending on how frequently it gets scores from ACT, Inc. It’s also important to note that ACT, Inc. will not send out your ACT scores until your whole test has been scored. So if you’ve taken the Writing section, your scores won’t go out until your Writing scores, too, have been determined. Opting for a priority report(instead of a regular score report) shortens the initial processing time to two working days after your request and typically gets your ACT scores to schools three to four business days after your request has been processed. Note that ACT, Inc. cannot send out a score report until your test has been scored. Unless you've gotten your ACT scores and have a college application deadline fewer than seven weeks away (or three weeks for the ACT without Writing), ordering priority reporting isn't worth it. Note: If you took the ACT through State and District, School, or DANTES testing, your online scores will likely not become available until after you get your paper score report in the mail. How Do I Check My ACT Score? The fastest way to view your ACT scores is to go online to your ACT account. Once you log in, you'll see a list of the ACT test dates you have scores for: Next, click on "View Scores" for the test date for which you want to view your ACT scores. You'll be taken to a screen on which you have to reenter your password (for security's sake): Once you enter your password again, you'll be taken to a page with your ACT results. For a more detailed explanation on how to get your scores, check out ourstep-by-step guide. Why Does It Take So Long to Get My ACT Score? It might seem as though grading shouldn't take long since ACT tests are scored automatically. But remember that hundreds of thousands of students take the ACT on each test date.What's more, all of these things need to happen for each student taking the test: Each test is shipped to the ACT, Inc. scoring headquarters. Each test is scanned to calculate araw score. Each test receives a scaled score from 1 to 36, depending on the curve for that test. Each ACT Writing essay is evaluated by two human graders. All of this happens on a nationwide scale, so clearly ACT, Inc. has a significant logistics challenge to deal with! When all's said and done, though, ACT, Inc. strives to get test scores out as soon as possible so students like yourself can plan ahead for college. ACT Results: 2 Options for Next Steps Once you get your ACT scores back, you have a couple of options for what you can do next. Option 1: Retake the ACT If you're not happy with your scores, you might want to consider retaking the ACT. You can refresh your memory on how to sign up for the ACT with this article. Whether you retake the ACT ultimately boils down to two factors:what your target score isand how likely you are to improve your score.Your ACT target score is determined by the average ACT scores of the schools you want to get into. If your ACT scores are a lot lower than your target score is, it might be worth retaking the test. It’s not enough, however, to look at your ACT results and say, "Well, I didn’t do as well as I wanted, so I’d better take it again." As we discuss in our article on ACT score decreases, there’s about a 50-50 chance that if you retake the ACT, you’ll score the same or lower than you did before.And the odds of a score decrease are even higher if you don’t put in much studying time. To improve your composite ACT score by 1 to 4points, you’ll need to put in around40hours of smart prep. Increasing your score by more than this requires even more time and energy. This doesn’t mean just brute-forcing it by doing as many practice tests and quizzes as you can get your hands on; instead, you'll want to use a system that focuses mainly on your weaknesses and helps you improve them. Keep in mind, too, that if you're applying to a school that requires all ACT scores be sent, you'll likely have to send this test's score as well unless you delete it from your record. The bottom line: if you're able to put in the time and energy to improve your score, then it's worth retaking the ACT. Otherwise, it's just a waste of money and a Saturday morning! Option 2: Send Your ACT Scores to Colleges If you're completely satisfied with how you did on the exam, then your next step is to send your scores to all the colleges you're applying to. We've also got a complete list of school and college codesyou can use to send your ACT scores. What's Next? Know you want to retake the ACT but not sure when to do it? Check out all upcoming ACT test datesto find out when you can take the test next. For tips on the best time for you, read our article on the best ACT test dates. What ACT score do you need to get into college?Get the answer to this question by reading our guides towhat the average ACT score for college isand the minimum score you'll need to get in. When's the last date you can take the ACT and still have your scores get to schools in time? Find out with these articles about the last ACT dates forearly admissions deadlines and regular admissions deadlines. Also, check out our free guide on the 5 most important strategies you need to know to improve your ACT score by 4+ points.

Roxbury Manufacturing Company Assignment Example | Topics and Well Written Essays - 250 words

Roxbury Manufacturing Company - Assignment Example Calculating the DOL for 2011 and 2012 to explain the 20% decline in profit from a 10% decline in sales; The DOL is calculated as follows; Degree of Leverage (DOL) = Contribution Margin/ Operating Income Assume that the first year is (2011); The DOL for 2011 = Contribution Margin/ Operating Income = [1,000, 000/500,000] = 2 In response to a 10% decline in sales, the operating income (profit) will decline by; 2*10% = 20% in 2011. Assume that the first year is (2012); The DOL for 2012 = Contribution Margin/ Operating Income = [900,000/ 400,000] = 2.25 In response to a 10% decline in sales, the operating income (profit) will decline by; 2.25*10% = 22.5% in 2012. Now, assuming the following changes happen; - Sales decline again by 10% The sales for the year 2013 would be; [90/100*$ 3,600,000] = $ 3,240,000 - By cutting wastage, costs can be reduced by $120,000 The variable expenses for the year 2013 would be; [$ 2,700,000 - $120,000] = $2,580,000 The Revised Income Statement, if the above changes are made will appear as shown below:

The Constitution and the U.S. Government branches Assignment

The Constitution and the U.S. Government branches - Assignment Example To gain efficiency in subsequence, the US Constitution has significantly divided the federal government into three branches i.e. Legislative Branch, Executive Branch and Judiciary Branch (Trethan, 2013). Article 1 of the US constitution describes its Legislative Branch, which includes two main bodies – namely ‘House of Representatives’ and ‘Senate’, collectively known as Congress. These bodies are vested with the authority to frame laws for the nation. Article 2, correspondingly describes the Executive Branch, which is governed by the US President. The President of the nation executes the federal laws as well as makes necessary recommendation regarding new laws (Minnesota House of Representatives Public Information Services, 2014). Additionally, in accordance to this branch, the President directs the national defense as well as formulates foreign policies and endures the various ceremonial duties. The third constitutional branch, as mentioned under the US Constitution is the Judicial Branch. Article 3 of the constitution herewith covers the Judicial Branch, which is headed by the US Supreme Court. In this regard, the key power of this branch is to un derstand and evaluate the entire Constitution, appraise laws and make decisions relevant to various cases that are engaged with the rights of the states (Mount,

Essays --

Alcohol should be illegal in the United States. Alcohol is scientifically proven to be depressing. Alcohol have ruined millions of families in US and around the world. Some people drink alcohol to get out of their depression but in reality they are getting more depressed just like tobacco and other drugs. It is the fifth most dangerous drug in the world. It is very easy to get hands on these days around any corner of the world. Today everywhere we go, people have social gatherings or party, in these gatherings we show class, what’s a better way to show class then open up an expensive bottle of patron or absolute vodka? Yeah see were this is going a man can’t be judged by what he drinks. But should this mean Alcohol should be illegal? Alcohol consumption can cause several problems like health, automobile accidents and crimes. Now a days, drinking alcohol is not big deal even if you are twenty one year old. Alcohol is ethanol and that cause more than sixty diseases for example cancer, anemia, cirrhosis and many more. Alcohol is central nervous system depressant that slow down ...

Critical Movie Review Psychology: Girl, Interrupted Essay

Critical Movie Review â€Å"Girl, Interrupted† This movie revolves around a young woman named Susanna in the 1960s who is experiencing mental issues and ends up in a mental institution. Her journey focuses on her relationship with several of the other patients and nurses. At first she doesn’t believe she is ill, and resists her treatment, instead befriending another patient, Lisa, who takes her on many adventures inside and outside of the hospital. Lisa leads her down the wrong path which ends in the death of a former patient. This event leads Susanna down the right path and she dives into focusing on making herself well. The lead characters include Susanna, a young woman with borderline personality disorder. She doesn’t know what she wants to do or where to go in life. She finds herself admitted into a mental institution after taking a bottle of aspirin and drinking a bottle of vodka. Lisa is a â€Å"lifer† patient in the ward, and she clearly has some major personality, social and mental issues. It was never clearly spoken what her diagnosis was, however, some of the other girls on the ward mention sociopath, and criminally insane. She has no empathy for others around her unless it benefits her. She is manipulative and conniving. She uses the weakness of the minds in her circle to get what she wants. This intrigues Susanna, who befriends Lisa, to Susanna, she personifies freedom. Another character is Valerie, a black woman, and head nurse of Susannas ward. She doesn’t take any lip, and is a very strong mother figure in the story. Valerie is a single mother, and I believe this ad ds to her strength with dealing with the girls in the ward. There are several mental disorders depicted in Girl, Interrupted. Susanna has borderline personality disorder. This was portrayed very well, considering the clinical description of the disorder. She feels that time can go backward and forward, she frequently has flashbacks, is generally pessimistic, tends toward the company of men, whereas she is quite promiscuous. Susanna also made a feeble attempt at suicide by taking aspirin and vodka, which is what landed her in the hospital. Our book states that one thing borderline disorder sufferers do is threats or attempts at injuring themselves for attention. I believe that the talk and attempts at death are more a call for help than a desire to injure oneself. Lisa, well, she is textbook sociopathic. She is classically crazy, and portrayed well. Lisa has no empathy or feelings unless she can be benefited. She latches herself onto Susanna because she sees that Susanna can be manipulated. Lisa shows a lot of violence and false threats to acts of violence. I also believe that Lisa loves the attention, and craves it. She also gets off on pushing peoples buttons, to see how far she can push a person. This was perfectly shown when she and Susanna run away and stay with a former patient, Daisy. Lisa pushes Daisy’s buttons to a point that she hangs herself. This was a turning point in the movie where Susanna realizes that she needs and wants to get better, as well as being able to see Lisa for who she really is. Susanna initially has issues coping with her diagnosis. She believes that her being in the mental hospital is a ploy and a way to hide her by her parents. She doesn’t really understand why she is the way she is, or why she thinks the way she thinks. Befriending Lisa, is her way of rebelling in a small way. She struggles with her diagnosis but after Daisy’s death, she becomes committed to getting better. She uses the resources of the hospital to get everything off her chest, which makes her feel more normal. Wynona Rider and Angelina Jolie did a fantastic job portraying Susanna and Lisa. Ms Rider has always been a fantastic actress and her look is perfect in portraying the malaise of Susanna. You really begin to believe and feel what Susanna feels. One begins to understand the pain and suffering that Susanna is going through. She wants to fit in, maybe too much. Yet she does not want to be like her mother. She wants to be different. She is ambivalent. Ms Jolie, well, she gets the Oscar for being able to show how smart a crazy person can be. Sometimes we think of a person with a mental issue as drooling and head banging. Lisa is very smart. She sees the world like no other person can see it. Lisa believes this is an advantage, that she can see the real truth. Ms Jolie put you right in the middle of that image and almost made one afraid to open their door to a stranger. I love this movie. It has been in my collection for years and I have watched  in many times. This time through though, I was really focused on the girls’ behavior and the symptoms they displayed. I’ve always thought this movie applied to me a lot, helping me to suppress some of the feelings I have sometimes, and revealing that I need to stay on my meds as well. It also helps me know that â€Å"crazy† isn’t always â€Å"crazy† and that there is a way to get well, and stay well.

State Of Banking Before And After Financial Crisis - Free Essay Example

Sample details Pages: 6 Words: 1809 Downloads: 4 Date added: 2017/06/26 Category Finance Essay Type Research paper Did you like this example? Introduction: Banks play a very important role in financial system. Most businesses have a need for a line of credit or other financing with a bank (Editorials, Street directory).  A stable financial system can help a nations economy grow steadily than it would in an unstable financial system. From loans to investments, financial institutions are exposed to all kinds of risks in the market. Don’t waste time! Our writers will create an original "State Of Banking Before And After Financial Crisis" essay for you Create order Risk is universal in the financial industry and everything that a financial institution does requires thorough Risk Management Practices (RMPs). The recent financial crisis has brought out the existing flaw in the banking system which probably no one had forecasted few years before. In the past, first the economy used to slowdown which would result in financial crisis but this time it is other way round. During the current financial crisis, banks and other financial institutions, particularly in the U.S, have collapsed which has resulted in slowdown of global economy. Research Question/Main Problem: This research will try and bring out the changes that have happened in operations of banking, over past 5-6 years, from huge profit making business to managing risks efficiently. Aim and Objective: The dissertation aims to look at the developments in banking sector in both, a developed and developing economy, so that the positive points from both the economies can be brought forward and negative points can be addressed and rectified. The study also aims to highlight some of the key reasons of financial crisis. It is very hard or rather impossible to imagine carrying out business in the absence of banks or financial system. Hence, it is very important to study and conduct a research about the crisis that have impacted the financial industry, so that some lessons can be learnt and in the future, and mistakes can be avoided. If the study is limited to one country, sample might not be large enough and hence the research looks at two different economies of the world (Heffernan, 1996). Therefore two countries i.e. UK and India have been selected for the study. It will help to identify how banks have managed their business during cyclical upturn, peak in crisis. The study also i ntends to highlight the trend of banking activities. And will also draw attention on how the proportion of risk has changed over the past years. Highlighting changes in key ratios will give a clear picture of what has happened and what can be expected in the future. It would be important to compare the balance sheets of some of the major banks of both the countries from the year 2004 till 2009 to check the percentage increase or decrease in their activities in order to come to a conclusion and provide suggestions/recommendations. Brief Literature Review: Since this study deals developments in banks and their performance over last few years, ratio analysis would be best suited for the study. These ratios are easily available on Bank-scope website (www.bankscope.com). These can also be cross checked from respective banks annual reports which are available on the internet. Heffernans (1996) study on performance of banks in 1980s indicated that some of the banks assets grew faster than nominal GDP, which means that banks were highly profitable. However, in late 1980s and 1990s there were asset quality problems in some of the large banks which had to write off non-performing portfolios. Because of which there was increased regulatory pressure and banks had to move towards fee-earning business i.e. securities underwriting and trading. It was during this time that international business was growing but was not profitable for banks because of high operating costs. However, banks found ways of reducing their costs by issuing their own CDs a nd introduce new products which were not capital intensive and resulted in fee income. Thus like other sectors, banks too used international trade and globalisation to increase their profits and diversify their risks. But, there have been one financial crisis in at least in every decade. Globalisation has been blamed for some of the previous financial crisis. There have been few economists who have argued that policies of the government resulted in the crisis and not technology. Asian crisis of 1997 is one such example (Krugman, 1998.). International organisations like WTO, World Bank, IMF promote globalisation and international trade for the development and welfare of under developed and developing economies. It has opened up global economy and countries like China and India have grown faster than expected. Globalisation has also reduced the sense of isolation which was felt before in developing countries. But in many countries, like the African nations, globalisation has not been beneficial or has not reached and hence most African nations remain underdeveloped (Stiglitz, 2002). Globalisation resulted in innovation of various risk reducing financial products and strategies like Futures, Options, Derivatives and Securitization. This study will help to understand how some of these products and strategies which were supposed to reduce risk, resulted in downfall of global economy. Sub-problems: The sub problems of this study are: Global economy before financial crisis à ¢Ã¢â€š ¬Ã¢â‚¬Å" this will help to understand how banks were making huge profits; Economic and financial globalization and the expansion of world trade have brought substantial benefits to countries around the world (International Monetary Fund) What led to Crisis? this problem will help to realise what was happening in the banking world which went unnoticed till the time crisis hit some of the major banks; One of the key issue was the rising defaults on subprime mortgages in the US that triggered the global financial crisis (Subprime Fallout, Financial Times) Steps taken by international bodies like World Bank, WTO, UN, etc to rescue Global Economy à ¢Ã¢â€š ¬Ã¢â‚¬Å" Though the most acute phase of the global financial crisis has passed, recovery remains fragile.   Persistent risks to economic health include high unemployment and low growth in developed countries and scarce international f inancing for developing countries. The poorest countries continue to need assistance to move beyond the crisis (Financial Crisis, World Bank report); World Bank is also expanding its cooperation with IMF, UN to promote inclusiveness, innovation, efficiency, effectiveness, and accountability (World Bank reform, World Bank). Since crisis in the USA impacted all major economies, rescue steps taken by some international organisations are important to take note of; Impact of financial crisis to UK Indian economy and steps taken by govt. central bank individually along the guidelines of Basel, bring out flaws if any. Bank of England and Reserve Bank of India have taken several steps to ensure that respective economies continue to grow and remain stable (BoE and RBI). Research Methodology: Punch (1998) has indicated that quantitative research is concerned with the collection and analysis of data in numeric form. It tends to emphasize relatively large scale and representative sets of data, and is often, falsely in our view, presented or perceived as being about the gathering of facts. Whereas qualitative research is concerned with collecting and analysing information in as many forms, mainly non-numeric, as possible. It tends to focus on as much detail as possible and aims to achieve depth rather than breadth. All qualitative research seeks understanding of data that are complex and need to be approached only in context (Morse et al, 2002). A correlation study, quantitative research method, examines the extent to which differences in one characteristic or variable are related to differences to one or more characteristics or variables. A correlation exists if, when one variable increases, another variable either increases or decreases in a somewhat predictable fashi on. This study will collect numbers (data) that reflect specific measurements of the characteristics in question (Leedy, 2009). This type of study will be particularly useful for comparing ratios of different years and it will give out a clear picture of how operations of banks have changed over past few years. The good thing about this type of study is that the results are hard to manipulate as the data used would be a published data. Case study, qualitative research method,  refers to the collection and presentation of detailed information about a particular participant or small group, frequently including the accounts of subjects themselves. The case study is ideally suited to the needs and resources of the small-scale researcher (Loraine, et al. 2001). It is a form of qualitative descriptive research, which looks intensely at an individual or small participant pool, drawing conclusions only about that participant or group and only in that specific context. A case study researcher often begins to analyze the data during the data collection process (Leedy, 2009). As stated by Loraine B, et al. (2001) the drawbacks of case studies are: The very complexity of a case can make analysis difficult because of the holistic nature of the case study. The researcher needs to show connections between various events but not lose sight of the whole picture. While the contextualization of aspects of the case strengthen this form of research, it is difficult to know where context begins and ends. However the advantages of case studies are linked to their disadvantages, which are: They allow the researcher to show the complexity of social life and good case studies build on this to explore alternative meanings and interpretations. This study will be a combination of qualitative and quantitative research methodology. In the past, both studies, qualitative and quantitative, have been conducted in order to determine the main reasons of bank failures (Hefferna n, 1996). Since the main research problem deals with key financial ratios, quantitative research method would address it the best. However, the sub problems of this topic would require qualitative research as they are more theoretical involving case studies and previous examples of bank failures to better understand what really went wrong and how things could have been avoided. This study will undertake qualitative research in the form of comparative case study because the study will be looking at various issues that have resulted in the downfall of banks and banking operations in respective countries. Data Collection and Analysis Data will be collected via secondary sources such as websites, annual reports of banks, International Monetary Fund, World Bank, Financial articles, Journals. The main quantitative analysis will be focused on the banking sector of the two countries and see if any trends or flaws can be highlighted. The data will be analyzed with the help of tables and graphs which would be explained. On the other hand qualitative analysis of comparative case studies will be mainly focused on sub problems which will lead the researcher in answering the main research problem. Conclusion/Potential Results This study might be able to bring out the current approach of banks towards various risks. The study might also be able to point put the best practices that are followed by the banks in the sample countries. The study will also try to point out flaws, if any, in the existing structure and operation of banks and recommend corrective steps.